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Flexible Short-Term Business Finance

Need funding for a shorter period? A short-term business loan can provide quick access to capital while allowing you to repay the borrowing over a shorter timeframe than a traditional business loan.

£10k to £1m Funding

Apply in 60 secs

No Obligation

Use Cases

Short-term Loans Are Ideal For:

Short-term Loans Are Ideal For:

Temporary cash flow gaps

Bridge short-term cash flow shortages and keep your business operating without interruption.

Seasonal businesses

Manage quieter trading periods or prepare for busy seasons with flexible short-term funding.

Stock purchases

Buy inventory when you need it most to meet demand and maximise sales opportunities.

Bridging finance

Access fast funding to cover short-term financial gaps while waiting for longer-term finance or incoming payments.

Tax bills

Spread the cost of unexpected or upcoming tax payments without putting pressure on your cash flow.

Unlock Your Next Growth Phase Today

How It Works

Get A Business
Loan In 3 Steps

Getting business finance doesn't need to be complicated. Tell us what you need, we'll compare lenders on your behalf, and you'll receive the best funding options without the paperwork headache.

01

Tell us about your business

Complete our simple enquiry form with a few details about your business, funding needs, and what you'd like to achieve.

02

We compare 500+ lenders

Our team searches our panel of trusted lenders to find the most suitable funding options for your business.

03

Your funding hits your account

Choose the offer that's right for you, complete the remaining paperwork, and receive your funds as quickly as the same day.

How It Works

Get A Business
Loan In 3 Steps

Getting business finance doesn't need to be complicated. Tell us what you need, we'll compare lenders on your behalf, and you'll receive the best funding options without the paperwork headache.

01

Tell us about your business

Complete our simple enquiry form with a few details about your business, funding needs, and what you'd like to achieve.

02

We compare 500+ lenders

Our team searches our panel of trusted lenders to find the most suitable funding options for your business.

03

Your funding hits your account

Choose the offer that's right for you, complete the remaining paperwork, and receive your funds as quickly as the same day.

How It Works

Get A Business
Loan In 3 Steps

Getting business finance doesn't need to be complicated. Tell us what you need, we'll compare lenders on your behalf, and you'll receive the best funding options without the paperwork headache.

01

Tell us about your business

Complete our simple enquiry form with a few details about your business, funding needs, and what you'd like to achieve.

02

We compare 500+ lenders

Our team searches our panel of trusted lenders to find the most suitable funding options for your business.

03

Your funding hits your account

Choose the offer that's right for you, complete the remaining paperwork, and receive your funds as quickly as the same day.

FAQs

Frequently Asked Questions

Got a question? Here are some of the most common things businesses ask before applying for funding with Flowe.

How quickly can I receive my funding?

Will applying affect my credit score?

What can I use a business loan for?

How much can I borrow?

Why use Flowe instead of applying directly to a lender?

FAQs

Frequently Asked Questions

Got a question? Here are some of the most common things businesses ask before applying for funding with Flowe.

How quickly can I receive my funding?

Will applying affect my credit score?

What can I use a business loan for?

How much can I borrow?

Why use Flowe instead of applying directly to a lender?

FAQs

Frequently Asked Questions

Got a question? Here are some of the most common things businesses ask before applying for funding with Flowe.

How quickly can I receive my funding?

Will applying affect my credit score?

What can I use a business loan for?

How much can I borrow?

Why use Flowe instead of applying directly to a lender?

Let's find the right funding for your business.

Access funding from £10,000 to £5 million+.

Let's find the right funding for your business.

Access funding from £10,000 to £5 million+.

Let's find the right funding for your business.

Access funding from £10,000 to £5 million+.

©2026 Flowe Ltd - All Rights Reserved.

Flowe Ltd is currently progressing its application to become an Appointed Representative (AR) of Swoop Finance Limited.
During this application period, Flowe Ltd does not undertake any regulated financial activities. We work with our clients to prepare and facilitate finance applications.
All regulated activities—including assessing suitability, brokering the deal, and making direct submissions to Swoop’s lender panel—are carried out by Swoop Finance Limited’s funding team under their own supervision and permissions.
Swoop Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) under FRN 936513. We will provide full non-regulated support to facilitate your application, including liaising with the Swoop funding team.
You can verify Swoop Finance Limited’s credentials on the FCA Register.

©2026 Flowe Ltd - All Rights Reserved.

Flowe Ltd is currently progressing its application to become an Appointed Representative (AR) of Swoop Finance Limited.
During this application period, Flowe Ltd does not undertake any regulated financial activities. We work with our clients to prepare and facilitate finance applications.
All regulated activities—including assessing suitability, brokering the deal, and making direct submissions to Swoop’s lender panel—are carried out by Swoop Finance Limited’s funding team under their own supervision and permissions.
Swoop Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) under FRN 936513. We will provide full non-regulated support to facilitate your application, including liaising with the Swoop funding team.
You can verify Swoop Finance Limited’s credentials on the FCA Register.

©2026 Flowe Ltd - All Rights Reserved.

Flowe Ltd is currently progressing its application to become an Appointed Representative (AR) of Swoop Finance Limited.
During this application period, Flowe Ltd does not undertake any regulated financial activities. We work with our clients to prepare and facilitate finance applications.
All regulated activities—including assessing suitability, brokering the deal, and making direct submissions to Swoop’s lender panel—are carried out by Swoop Finance Limited’s funding team under their own supervision and permissions.
Swoop Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) under FRN 936513. We will provide full non-regulated support to facilitate your application, including liaising with the Swoop funding team.
You can verify Swoop Finance Limited’s credentials on the FCA Register.