Retail and E-Commerce
Funding for Retail & E-Commerce
Funding solutions for retailers, online stores and growing e-commerce brands. Whether you're buying stock, launching new products or scaling marketing campaigns, Flowe can help.

Use Cases
Retail funding solutions
Retail funding solutions
Business Loans
Flexible funding to grow your retail business, open new locations, or invest in new opportunities.
Stock Finance
Purchase inventory ahead of peak trading periods and keep your shelves fully stocked without straining cash flow.
Merchant Cash Advance
Access funding based on your card sales, with repayments that flex alongside your business revenue.
Asset Finance
Spread the cost of shop fittings, EPOS systems, refrigeration, vehicles, or other essential retail equipment.
Working Capital Funding
Cover supplier payments, payroll, rent, and everyday operating costs while maintaining healthy cash flow.
How It Works
Get A Business
Loan In 3 Steps
Getting business finance doesn't need to be complicated. Tell us what you need, we'll compare lenders on your behalf, and you'll receive the best funding options without the paperwork headache.
01
Tell us about your business
Complete our simple enquiry form with a few details about your business, funding needs, and what you'd like to achieve.
02
We compare 500+ lenders
Our team searches our panel of trusted lenders to find the most suitable funding options for your business.
03
Your funding hits your account
Choose the offer that's right for you, complete the remaining paperwork, and receive your funds as quickly as the same day.
How It Works
Get A Business
Loan In 3 Steps
Getting business finance doesn't need to be complicated. Tell us what you need, we'll compare lenders on your behalf, and you'll receive the best funding options without the paperwork headache.
01
Tell us about your business
Complete our simple enquiry form with a few details about your business, funding needs, and what you'd like to achieve.
02
We compare 500+ lenders
Our team searches our panel of trusted lenders to find the most suitable funding options for your business.
03
Your funding hits your account
Choose the offer that's right for you, complete the remaining paperwork, and receive your funds as quickly as the same day.
How It Works
Get A Business
Loan In 3 Steps
Getting business finance doesn't need to be complicated. Tell us what you need, we'll compare lenders on your behalf, and you'll receive the best funding options without the paperwork headache.
01
Tell us about your business
Complete our simple enquiry form with a few details about your business, funding needs, and what you'd like to achieve.
02
We compare 500+ lenders
Our team searches our panel of trusted lenders to find the most suitable funding options for your business.
03
Your funding hits your account
Choose the offer that's right for you, complete the remaining paperwork, and receive your funds as quickly as the same day.
FAQs
Frequently Asked Questions
Got a question? Here are some of the most common things businesses ask before applying for funding with Flowe.
How quickly can I receive my funding?
Will applying affect my credit score?
What can I use a business loan for?
How much can I borrow?
Why use Flowe instead of applying directly to a lender?
FAQs
Frequently Asked Questions
Got a question? Here are some of the most common things businesses ask before applying for funding with Flowe.
How quickly can I receive my funding?
Will applying affect my credit score?
What can I use a business loan for?
How much can I borrow?
Why use Flowe instead of applying directly to a lender?
FAQs
Frequently Asked Questions
Got a question? Here are some of the most common things businesses ask before applying for funding with Flowe.
How quickly can I receive my funding?
Will applying affect my credit score?
What can I use a business loan for?
How much can I borrow?
Why use Flowe instead of applying directly to a lender?
Let's find the right funding for your business.
Access funding from £10,000 to £5 million+.

Let's find the right funding for your business.
Access funding from £10,000 to £5 million+.

Let's find the right funding for your business.
Access funding from £10,000 to £5 million+.

©2026 Flowe Ltd - All Rights Reserved.
Flowe Ltd is currently progressing its application to become an Appointed Representative (AR) of Swoop Finance Limited.
During this application period, Flowe Ltd does not undertake any regulated financial activities. We work with our clients to prepare and facilitate finance applications.
All regulated activities—including assessing suitability, brokering the deal, and making direct submissions to Swoop’s lender panel—are carried out by Swoop Finance Limited’s funding team under their own supervision and permissions.
Swoop Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) under FRN 936513. We will provide full non-regulated support to facilitate your application, including liaising with the Swoop funding team.
You can verify Swoop Finance Limited’s credentials on the FCA Register.
©2026 Flowe Ltd - All Rights Reserved.
Flowe Ltd is currently progressing its application to become an Appointed Representative (AR) of Swoop Finance Limited.
During this application period, Flowe Ltd does not undertake any regulated financial activities. We work with our clients to prepare and facilitate finance applications.
All regulated activities—including assessing suitability, brokering the deal, and making direct submissions to Swoop’s lender panel—are carried out by Swoop Finance Limited’s funding team under their own supervision and permissions.
Swoop Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) under FRN 936513. We will provide full non-regulated support to facilitate your application, including liaising with the Swoop funding team.
You can verify Swoop Finance Limited’s credentials on the FCA Register.
©2026 Flowe Ltd - All Rights Reserved.
Flowe Ltd is currently progressing its application to become an Appointed Representative (AR) of Swoop Finance Limited.
During this application period, Flowe Ltd does not undertake any regulated financial activities. We work with our clients to prepare and facilitate finance applications.
All regulated activities—including assessing suitability, brokering the deal, and making direct submissions to Swoop’s lender panel—are carried out by Swoop Finance Limited’s funding team under their own supervision and permissions.
Swoop Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) under FRN 936513. We will provide full non-regulated support to facilitate your application, including liaising with the Swoop funding team.
You can verify Swoop Finance Limited’s credentials on the FCA Register.
